:root {
  --ink: #281b2d;
  --muted: #6f6272;
  --paper: #fffdfb;
  --canvas: #fbf6f4;
  --rose: #e87276;
  --rose-dark: #b94755;
  --peach: #f8d8cb;
  --lavender: #eee6f2;
  --line: #e5dadd;
  --good: #176b4d;
  --shadow: 0 20px 55px rgba(40, 27, 45, .10);
  --sans: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --serif: Georgia, "Times New Roman", serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--canvas); color: var(--ink); font: 16px/1.62 var(--sans); -webkit-font-smoothing: antialiased; }
a { color: var(--rose-dark); text-underline-offset: 3px; }
a:hover { color: var(--ink); }
button, input, select { font: inherit; }
button { cursor: pointer; }
.wrap { width: min(1120px, calc(100% - 40px)); margin-inline: auto; }
.skip { position: fixed; left: 16px; top: -100px; z-index: 100; padding: 10px 14px; border-radius: 8px; background: #fff; }
.skip:focus { top: 12px; }
.site-header { position: sticky; top: 0; z-index: 20; border-bottom: 1px solid rgba(229,218,221,.9); background: rgba(251,246,244,.94); backdrop-filter: blur(14px); }
.header-inner { min-height: 70px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 10px; color: var(--ink); text-decoration: none; font-weight: 850; letter-spacing: -.035em; }
.brand-mark { width: 34px; height: 34px; display: grid; place-items: center; border-radius: 11px; background: var(--ink); color: #fff; font-size: .78rem; }
.nav { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 4px; }
.nav a { padding: 8px 10px; border-radius: 9px; color: var(--muted); text-decoration: none; font-size: .88rem; font-weight: 700; }
.nav a:hover, .nav a[aria-current="page"] { background: var(--paper); color: var(--ink); }
main { padding-block: 44px 76px; }
.hero { display: grid; grid-template-columns: 1.15fr .85fr; gap: 34px; align-items: center; padding: clamp(32px, 6vw, 64px); border-radius: 28px; background: var(--ink); color: #fff; overflow: hidden; }
.eyebrow { margin: 0 0 13px; color: var(--rose-dark); font-size: .74rem; font-weight: 850; letter-spacing: .12em; text-transform: uppercase; }
.hero .eyebrow { color: #f3acaf; }
h1, h2, h3 { margin-top: 0; color: var(--ink); letter-spacing: -.035em; line-height: 1.13; }
h1 { margin-bottom: 16px; font-size: clamp(2.25rem, 5.5vw, 4.6rem); }
h2 { margin: 2.5rem 0 .75rem; font-size: clamp(1.55rem, 3vw, 2.2rem); }
h3 { margin-bottom: .45rem; font-size: 1.08rem; }
.hero h1 { color: #fff; }
.lead { max-width: 720px; margin: 0; color: var(--muted); font: 1.2rem/1.58 var(--serif); }
.hero .lead { color: #eadfe8; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 26px; }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 46px; padding: 10px 16px; border: 1px solid var(--ink); border-radius: 10px; background: var(--ink); color: #fff; text-decoration: none; font-weight: 800; }
.button:hover { background: #443049; color: #fff; }
.button-light { border-color: #fff; background: #fff; color: var(--ink); }
.button-light:hover { background: var(--peach); color: var(--ink); }
.hero-visual { display: grid; gap: 12px; transform: rotate(2deg); }
.mini-card { padding: 18px 20px; border: 1px solid rgba(255,255,255,.15); border-radius: 16px; background: rgba(255,255,255,.09); }
.mini-card span { display: block; color: #d9cbd9; font-size: .75rem; }
.mini-card strong { display: block; margin-top: 2px; color: #fff; font-size: 1.45rem; }
.mini-card.accent { margin-left: 44px; background: var(--rose); }
.mini-card.accent span { color: #fff2ef; }
.trust { display: grid; grid-template-columns: repeat(3,1fr); border: 1px solid var(--line); border-radius: 0 0 18px 18px; background: var(--paper); }
.trust div { padding: 18px 22px; border-right: 1px solid var(--line); }
.trust div:last-child { border-right: 0; }
.trust strong, .trust span { display: block; }
.trust span { color: var(--muted); font-size: .82rem; }
.section-head { display: flex; align-items: end; justify-content: space-between; gap: 24px; margin-top: 58px; }
.section-head h2 { margin: 0; }
.section-head > p { max-width: 520px; margin: 0; color: var(--muted); }
.grid { display: grid; gap: 18px; }
.cards { grid-template-columns: repeat(2,1fr); margin-top: 22px; }
.card { display: block; padding: 24px; border: 1px solid var(--line); border-radius: 18px; background: var(--paper); color: inherit; text-decoration: none; transition: transform .18s ease, box-shadow .18s ease; }
.card:hover { transform: translateY(-3px); box-shadow: var(--shadow); color: inherit; }
.card small { color: var(--rose-dark); font-weight: 850; letter-spacing: .08em; text-transform: uppercase; }
.card h3 { margin-top: 10px; }
.card p { margin: 0; color: var(--muted); }
.card b { display: inline-block; margin-top: 16px; }
.breadcrumbs { display: flex; flex-wrap: wrap; gap: 7px; margin-bottom: 18px; color: var(--muted); font-size: .8rem; }
.page-head { max-width: 820px; margin-bottom: 30px; }
.page-head h1 { font-size: clamp(2.1rem,5vw,3.8rem); }
.calculator { display: grid; grid-template-columns: minmax(0,1.05fr) minmax(320px,.95fr); gap: 22px; align-items: start; }
.form, .results { border: 1px solid var(--line); border-radius: 18px; background: var(--paper); box-shadow: 0 8px 28px rgba(40,27,45,.05); }
.form { display: grid; grid-template-columns: 1fr 1fr; gap: 15px; padding: 24px; }
.form h2 { grid-column: 1/-1; margin: 0 0 4px; font-size: 1.32rem; }
label { display: grid; gap: 6px; color: var(--ink); font-size: .82rem; font-weight: 760; }
label small { color: var(--muted); font-weight: 500; line-height: 1.35; }
.full { grid-column: 1/-1; }
input, select { width: 100%; min-height: 46px; padding: 9px 11px; border: 1px solid #cfc0c5; border-radius: 9px; background: #fff; color: var(--ink); }
input:focus, select:focus { outline: 3px solid rgba(232,114,118,.22); border-color: var(--rose-dark); }
.money { position: relative; }
.money::before { content: "$"; position: absolute; left: 13px; top: 50%; transform: translateY(-50%); color: var(--muted); }
.money input { padding-left: 28px; }
.results { position: sticky; top: 92px; overflow: hidden; }
.results-top { padding: 26px; background: var(--ink); color: #fff; }
.results-top span { color: #d9cbd9; font-size: .76rem; font-weight: 850; letter-spacing: .09em; text-transform: uppercase; }
.results-top strong { display: block; margin-top: 3px; color: #ffb5b8; font-size: clamp(2.1rem,5vw,3.3rem); letter-spacing: -.05em; }
.results-body { padding: 22px 26px 26px; }
.results dl { display: grid; grid-template-columns: 1fr auto; gap: 10px 16px; margin: 0; }
.results dt { color: var(--muted); }
.results dd { margin: 0; text-align: right; font-weight: 780; font-variant-numeric: tabular-nums; }
.result-note { margin: 18px 0 0; padding-top: 15px; border-top: 1px solid var(--line); color: var(--muted); font-size: .84rem; }
.content { max-width: 820px; }
.content > p, .content > ul, .content > ol { font-family: var(--serif); font-size: 1.08rem; }
.content li + li { margin-top: .5rem; }
.formula, .note { margin: 22px 0; padding: 17px 19px; border-radius: 12px; }
.formula { border-left: 4px solid var(--rose); background: var(--peach); font-weight: 780; }
.note { border: 1px solid var(--line); background: var(--paper); color: var(--muted); }
.table-wrap { overflow-x: auto; margin: 18px 0 26px; border: 1px solid var(--line); border-radius: 14px; background: var(--paper); }
table { width: 100%; border-collapse: collapse; }
th,td { padding: 12px 14px; border-bottom: 1px solid var(--line); text-align: left; vertical-align: top; }
tr:last-child td { border-bottom: 0; }
th { background: var(--lavender); font-size: .76rem; letter-spacing: .05em; text-transform: uppercase; }
.faq details { padding: 16px 0; border-top: 1px solid var(--line); }
.faq details:last-child { border-bottom: 1px solid var(--line); }
.faq summary { cursor: pointer; font-weight: 780; }
.faq p { color: var(--muted); }
.site-footer { padding: 34px 0 48px; border-top: 1px solid var(--line); background: #f2ebed; }
.footer-inner { display: grid; grid-template-columns: 1.2fr .8fr; gap: 28px; }
.footer-copy { max-width: 630px; color: var(--muted); font-size: .88rem; }
.footer-links { display: flex; flex-wrap: wrap; justify-content: flex-end; align-content: start; gap: 8px 16px; }
.footer-links a { color: var(--muted); font-size: .86rem; }
.consent { position: fixed; z-index: 50; right: 20px; bottom: 20px; left: 20px; display: flex; align-items: center; justify-content: space-between; gap: 22px; width: min(900px,calc(100% - 40px)); margin: auto; padding: 18px; border: 1px solid #cfc0c5; border-radius: 16px; background: #fff; box-shadow: var(--shadow); }
.consent p { margin: 3px 0; color: var(--muted); font-size: .87rem; }
.consent-actions { display: flex; gap: 8px; flex: 0 0 auto; }
.consent .secondary { border-color: #cfc0c5; background: #fff; color: var(--ink); }
@media (max-width: 820px) {
  .header-inner { align-items: flex-start; flex-direction: column; gap: 8px; padding-block: 13px; }
  .site-header { position: relative; }
  .hero, .calculator, .cards, .footer-inner { grid-template-columns: 1fr; }
  .hero-visual { display: none; }
  .trust { grid-template-columns: 1fr; }
  .trust div { border-right: 0; border-bottom: 1px solid var(--line); }
  .trust div:last-child { border-bottom: 0; }
  .results { position: static; }
  .footer-links { justify-content: flex-start; }
}
@media (max-width: 560px) {
  .wrap { width: min(100% - 28px,1120px); }
  main { padding-top: 28px; }
  .nav a { padding: 6px 7px; font-size: .81rem; }
  .hero { padding: 28px 22px; }
  .section-head { align-items: start; flex-direction: column; gap: 7px; }
  .form { grid-template-columns: 1fr; padding: 18px; }
  .form > *, .full, .form h2 { grid-column: 1; }
  .consent { align-items: stretch; flex-direction: column; }
}